RockRose Florida Houses

Season Passes At Kissimmee Aquatic Center

2011-07-09T20:22:00.000-07:00

City of Kissimmee is offering Season Passes at the Kissimmee Aquatic Center, great for all of the family, take advantage of this. The price or the first pass is $40 and then $30 for each additional pass within the family, valid until 5th September. Call 407 870 POOL (7665) - Happy Summer

SpyHunter - Download SpyHunter's Malware Scanner

2011-03-12T18:35:00.000-08:00

SpyHunter - Download SpyHunter's Malware Scanner

For anyone who is experiencing problems with spyware or malware on their computer, this is a great FREE download to clean it up. I do not understand why people spend their lives putting viruses onto computers, but this will help you if you are having this problem.

USGS Release: 3 to 4.3 Billion Barrels of Technically Recoverable Oil Assessed in North Dakota and Montana’s Bakken Formation—25 Times More Than 1995 Estimate— (4/10/2008 2:25:36 PM)

2011-02-21T19:10:00.000-08:00

USGS Release: 3 to 4.3 Billion Barrels of Technically Recoverable Oil Assessed in North Dakota and Montana’s Bakken Formation—25 Times More Than 1995 Estimate— (4/10/2008 2:25:36 PM)

Home Prices improve

2011-02-17T05:17:00.000-08:00

Home Prices have rebounded in the 4th quarter with 78 markets experiencing gains since last year. If you are looking for a good investment buy now while prices are still low.

Health care tax coming to real estate | Inman News

2010-08-09T19:08:00.000-07:00

Health care tax coming to real estate Inman News

Habitat for Humanity finds fixing up foreclosures cheaper than building new - OrlandoSentinel.com

2010-08-08T22:49:00.000-07:00

Habitat for Humanity finds fixing up foreclosures cheaper than building new - OrlandoSentinel.com

Help for families with FORECLOSURE problems

2010-08-08T22:20:00.000-07:00

http://www.knowyouroptions.com

This is an excellent site to view the options available to you. Take time to read if you or someone you know is having difficulties.

Fabulous Foreclosure Deals

2010-08-03T10:28:00.000-07:00

Great opportunities available currently for those fortunate enough to have the cash to spare. I have lived in Florida now for almost 20 years and I have to say that the prices are right back where I started some 18 plus years ago.

Today I showed customers a lovely 4 bed 2 bath pool home, fully furnished in a gated community. The home was around 2000 sq. ft., had a paved driveway and was being offered for the crazy price of $150,000. This home is ready to go, great as a residence or vacation rental. Who could ask for more.

Last week I closed on a 3 bed 2 bath condo, lovely condition also fully furnished, ready to go, $75,000. We have two 2 bed 2 bath condos in nice community, up for sale at UNDER $40,000, can you believe it. These condos were selling two years ago for $265,000. Anyone wondering whether or not to dip their feet in the water should jump. I have noticed banks are now putting homes into the LONG TERM RENTAL market until prices increase, so the trend appears to be that BANKS themselves are jumping on the bandwaggon and want to make more money by hanging onto the homes for a couple of years. If this trend expands to more banks it will mean less foreclosures for the man in the street to purchase. Visit www.rockroserealty.co.uk and ask for a list of current foreclosures.

RED HOT KNEES THAT HURT

2010-04-02T20:14:00.001-07:00

Can anyone hel

RED HOT KNEES THAT HURT

2010-04-02T20:13:00.000-07:00

Can anyone hel

Facebook | Your Profile

2009-09-11T20:22:00.000-07:00

Facebook | Your Profile

2009-06-05T21:17:00.001-07:00

2009-05-31T16:45:00.000-07:00

$217,000 5 bed pool home fully furnished

"Lovingly cared for fully furnished 5bed/3bath short term rental/investment pool home on desired oversized corner lot. Tile & carpet throughout, jacuzzi in master bath, lush landscaping. A must see for all!!

BEWARE OF AUCTIONS FOR REAL ESTATE

2009-05-18T05:04:00.000-07:00

The following was taken from a Newspaper in FLORID. Those thinking of going to the Auctions to buy should read and take note of this.

Mass auctions of foreclosed homes not as successful as billed
By James Thorner, Times Staff Writer In Print: Friday, May 15, 2009
Auctions of homes in hotel ballrooms appear in ads to be deal-a-minute extravaganzas, until you take a little closer look.

It sounds like a great way to work off our housing glut: Banks hire a nationally renowned auctioneer to dispose of hundreds of foreclosed homes at once from hotel ballrooms in Tampa.
And if you listen to the auctioneers, their sales success is stellar. Back in February, a company called Real Estate Disposition Corp. announced it had snagged bids for 131 of 176 homes on the block at the Grand Hyatt in Tampa.

I thought I'd check up on REDC this week to see how many of those foreclosure homes actually closed. After studying the results, I feel duped. And you should, too.
Leave aside the fact that REDC admitted later that only 75 homes actually sold on Feb. 7. When I plowed through the first part of the "sold" list and compared addresses against property appraiser records, I didn't find a single home that closed as of Thursday. Not one.
REDC's spokesman maintained this week that the company's auction success rate nationally is 80 percent. Suppress your laughter if you must.

I sat in on an auction in Tampa last year and was amazed how cheaply many properties sold. You hear about banks routinely ditching foreclosure homes for 60 cents on the dollar, but many of these were scarfed up for 30 cents. Turns out many never did sell. The banks either turned down the bid or the buyers had deceptively shallow pockets.

For enlightenment, I turned to Michael Peters, who runs American Heritage Real Estate Auctioneers in Clearwater. Self-interested though he is, Peters is critical of these assembly-line auctions.

According to Peters, there's no substitute for selling properties one at a time by enticing bidders to the actual home. But guess what: When buyers get to stroke the granite and flush the toilets, homes tend to sell better.

Like so much in real estate that's too good to be true, it appears mass auctions of foreclosure homes produce more weeds than deeds.[Last modified: May 15, 2009 10:00 AM]

$8000 TAX CREDIT TO HELP 1ST TIME BUYERS

2009-05-11T14:07:00.000-07:00

Bringing the Dream of Homeownership Within Reach
As part of its plan to stimulate the U.S. housing market and address the economic challenges facing our nation, Congress has passed legislation that grants a tax credit of up to $8,000 to first-time home buyers.

Here is more information about how the 2009 First-Time Home Buyer Tax Credit can help prospective home buyers become part of the American dream.
Who Qualifies?

First-time home buyers who purchase homes between January 1, 2009 and December 1, 2009.
To qualify as a “first-time home buyer” the purchaser or his/her spouse may not have owned a residence during the three years prior to the purchase.

Which Properties Are Eligible?

The 2009 First-Time Home Buyer Tax Credit may be applied to primary residences, including: single-family homes, condos, townhomes, and co-ops.

How Much Will the Credit Be?

The maximum allowable credit for home buyers is $8,000. Each home buyer’s tax credit is determined by two factors:

The price of the home—the credit is equal to 10% of the purchase price of the home, up to $8,000.
The buyer's income—single buyers with incomes up to $75,000 and married couples with incomes up to $150,000—may receive the maximum tax credit.

If the Buyer(s)’ Income Exceeds These Limits, Can He/She Still Get a Credit?

Yes, some buyers may still be eligible for the credit.The credit decreases for buyers who earn between $75,000 and $95,000 for single buyers and between $150,000 and $170,000 for home buyers filing jointly. The amount of the tax credit decreases as his/her income approaches the maximum limit. Home buyers earning more than the maximum qualifying income—over $95,000 for singles and over $170,000 for couples are not eligible for the credit.

Will the Tax Credit Need to Be Repaid?

No. The buyer does not need to repay the tax credit, if he/she occupies the home for three years or more. However, if the property is sold during the three-year period, the credit will be recouped on the sale.

GOVERNMENT MORGAGE HELP

2009-02-18T19:47:00.000-08:00

Here’s how the plan will work:

1. Make it possible for 4-5M Freddie Mac&Fannie Mae loan holders to:
refinance at lower rates changes the policy that Fannie and Freddie are generally not permitted to guarantee refinancing for mortgages valued at more than 80 percent of the home’s worth
enable families with higher loan rates who may be underwater to refinance Although Fannie & Freddie would take in less money from loans, they would lose less due to foreclosures

2. Create new incentives so that lenders can work with borrowers to modify the terms of sub-prime loans at risk of default and foreclosure sub-prime loans are only 12% of all mortgages, but about 50% of all foreclosures. establishes clear guidelines for mortgage industry that will encourage lenders to modify mortgages on primary residences lenders wanting to receive financial assistance from the government and modify home mortgages must meet these guidelines, which will be in place by March 4 reduced payments must be no more than 31% of homeowner’s income

3. Take major steps to keep mortgage rates low for millions of middle-class families looking to secure new mortgages Treasury and Federal Reserve will continue to purchase Fannie Mae and Freddie Mac mortgage-backed securities to ensure stability and liquidity.
Treasury will provide up to $200 billion in capital to ensure that Fannie Mae and Freddie Mac can continue to stabilize markets and hold mortgage rates down will also work with state housing finance authorities

4. Pursue wide range of reforms to help families stay in home Continue support reforming our bankruptcy rules to allow judges to reduce home mortgages on primary residences to their fair market value, as long as borrowers pay their debts accordingly As part of the stimulus plan, award $2 billion in competitive grants to communities bringing people together and testing new and innovative ways to prevent foreclosures

ARE UK HOUSE PRICES ON THE UP???

2009-02-16T17:02:00.000-08:00

Are house prices on the up?Rightmove.co.uk, the property sales and rental website, has released figures showing that the average UK property asking price has jumped almost £2,600 to £216,163. This is based on data collected from 200,000 properties currently for sale. However, prices are still between 15% and 20% down overall and there is concern that estate agents are unrealistically trying to cash in on the seasonal pick-up in homebuyers. This is unlikely to happen, due to a number of factors, but one of the main reasons is that the number of people looking to sell their homes quickly is likely to increase. The threat of repossessions is growing and serious property investors are expected to be very active in the market over the next few months. Some estate agents and mortgage companies believe this will give the property market the kick-start it needs. Of course, there are plenty too who feel that it won't be nearly enough.

HOMESTEAD - FLORIDA

2009-02-16T16:16:00.000-08:00

Anyone who has purchased a home in Florida and not yet registered for Homestead but believes they are entitled to receive this exemption should read the following and take action before 1st March, 2009.

Florida law offers several types of property tax exemptions:

Homestead exemption: Available to any resident of Florida who owns and lives in a home in Florida. After a 2008 constitutional amendment, Florida law now offers a $50,000 exemption, although only $25,000 exemption applies to school taxes.

Additional homestead exemption for some Floridians age 65+: If the combined adjusted gross income for federal tax purposes for all persons residing in your household was $25,873 or less in 2008, you may also be eligible for an additional homestead exemption of up to $50,000. Some 59 of Florida’s 67 counties had enacted so-called “senior homestead exemptions” as of 2008, as well as many cities.

Exemptions for widows and widowers, blind persons, persons with disabilities and disabled veterans: These exemptions are for from $500 to $5,000 or up. Please consult the Florida Department of Revenue web site for detailed information.

Tax law can be complex. For more information, it is recommended you to check the information provided on the Florida Department of Revenue’s excellent website or to contact your county property appraiser’s office, listed in the Blue Pages (Government Listings) of your telephone directory.

BANK FORECLOSURES & SHORT SALES

2009-01-19T19:34:00.001-08:00

FORECLOSURE PROPERTY $198,900

Foreclosures & short sales offer a wonderful opportunity for first time buyers, and anyone with cash to spare to purchase property in what has to be one of the BEST times to acquire real bargains for years.

This particular home is $159,900
You will see from some of the details I am posting with this Blog that there are some incredible deals on homes in the Kissimmee area. I recently sold a home to a Russian client, this property is only a couple of years old, it has a concrete roof, is in a gated community and is 2700 sq. ft. Some 2 years ago the home was priced at around $600,000 and we were able to help our customer negotiate a fantastic deal of $200,000.

Whether you are looking for a small two bed condo or a luxury 5 bed pool home, there is plenty to choose from for everyone . Above are illustrations of the great opportunities available in the Kissimmee/Disney area of Florida.

We would be delighted to help you find a fantastic deal for you and your family, all it takes is an email or phone call and we will be happy to supply you with up to date information on Foreclosures and Short Sales, WITHOUT you having to pay to access a website.

Please call our office 407 933 2242, - Rockrose Realty for more info.

We would also like you to check out the following link which illustrates the AWARD we were honored to receive for Customer Service. http://video.fivestarprofessional.com/orlre2008/susanbarnes

You may contact us via email at rockroserealty@msn.com, or visit our website
www.rockroserealty.co.uk where you can search for properties yourself, however, if you would like us to help you identify some great deals based upon your needs, just drop us a line or give us a call. BUY NOW WHILE THE BARGAINS ARE THERE.......

We are located in the Osceola Square Mall, Kissimmee, next to Steve & Barry's store.

BETTER NEWS OF THE HOME SALES MARKET

2008-07-04T08:34:00.000-07:00

Breaking News from MoneyNews.com

Eddie Lampert: Housing Set For Comeback

Hedge fund chief Eddie Lampert says housing is ripe for a turnaround.
The billionaire CEO of the $11.6 billion fund ESL Investments has been buying into home builders, mortgage firms, and a home improvement chains in moves designed to reap the profits of what Lampert sees as the imminent housing comeback.

ESL, which owns a 50 percent stake in Sears Holdings Corp., recently purchased shares of Centex Corp., and KB Home, each stake worth a little more than $10 million.
ESL has also bought positions in CIT Group, a subprime home and commercial lending firm, and PHH Corp., a mortgage and mortgage services company.

Lampert's share of CIT is worth $35.5 million, and PHH is worth $25.2 million.
Home Depot is Lampert's biggest bet on a housing upturn. The fund currently holds shares worth $590 million, reflecting recent purchases of 6 million additional shares of the home improvement chain, bringing his total stake to 22.7 million shares.

THE TIME TO BUY IS NOW

2008-02-13T21:37:00.000-08:00

Having had the pleasure of living and working in Florida for over 16 years as a Realtor/Broker and Business Broker, I can honestly say that the time has NEVER been better to purchase a home than NOW. For those of you who are coming from overseas you are blessed with a great exchange rate which, if coming from the UK, is in the region of $2 to the pound.

Prices have dropped over the last year and there are many BARGAINS to be had.

I am sure that many of you are aware that the Stock Market people make their money buy buying LOW and selling HIGH, well the same thing applies to Real Estate. We have some wonderful deals available for investors of all sizes, whether you are looking for a small condo or luxury home, we can help you get in at the right price.

Over the last week or so I have come across luxury homes which have been priced well over the $1 million range only a few months ago, now on offer for $750,000. Such homes in gated communities highly desireable.

People have the impression that they are best off in purchasing FORECLOSURES, not necessarily so. Consider this. You find a bank repossession, we put in an offer, the bank tells you it will take them 30 to 60 days to decide. THEY ARE WAITING TO SEE WHAT OTHER OFFERS COME ALONG, and they will not tell you what offers are on the table. At the end of the 60 days you find you are asked for your final and best offer and there may be 5 or 6 other offers. Yours is rejected, and so you start all over again.

NOW, consider this, we go out and find a house you like, present the seller, who may be in pre-foreclosure with an offer, they are far more willing to negotiate with you as they have something at stake to lose as against the bank who have already repossessed, taken the profit for themselves and can sit and wait until they get a deal they like.

IF you are interested in making money in Real Estate, BUY NOW, purchase within your means, and let us help you find a home which will have equity built in. Interest rates have been reduced recently and are set to drop again, so take advantage of what is on offer and GO MAKE SOME MONEY FOR YOURSELF. We will do our best to make sure you get the best deal available.